Business owner reviewing funding options with a CEC advisor

Services

Business Funding Solutions

Flexible financing options built for the way your business actually operates.

Working Capital Solutions

Short- and mid-term capital to cover payroll, inventory, marketing, and growth costs without disrupting your cash flow.

Key Benefits

  • Funding from $5K to $500K+
  • Approvals in as little as 24 hours
  • Flexible repayment terms

Ideal For

  • Seasonal cash flow gaps
  • Inventory restock
  • Bridging large invoices
Apply Now
Working Capital Solutions illustration

Accounts Receivable Financing

Convert outstanding invoices into immediate cash without taking on new debt.

Key Benefits

  • Up to 90% advance on invoices
  • Scales with sales
  • No long-term commitment

Ideal For

  • B2B businesses with net-30/60 terms
  • Rapidly growing companies
  • Government contractors
Apply Now
Accounts Receivable Financing illustration

Purchase Order Financing

Fund supplier costs to fulfill large customer orders you couldn’t otherwise afford to produce.

Key Benefits

  • Pay suppliers directly
  • Take on bigger contracts
  • Preserve working capital

Ideal For

  • Wholesalers and distributors
  • Manufacturers
  • Importers/exporters
Apply Now
Purchase Order Financing illustration

Factoring

Sell your receivables for upfront cash and offload collections to your funding partner.

Key Benefits

  • Same-week funding
  • No personal credit emphasis
  • Outsourced collections

Ideal For

  • Trucking and freight
  • Staffing companies
  • Service businesses
Apply Now
Factoring illustration

Equipment Financing

Acquire vehicles, machinery, technology, and tools while preserving cash.

Key Benefits

  • Up to 100% financing
  • Terms up to 72 months
  • Equipment serves as collateral

Ideal For

  • Construction & trucking
  • Medical practices
  • Manufacturing
Apply Now
Equipment Financing illustration

SBA Loans (7a & 504)

Government-backed financing with longer terms and competitive rates for established businesses.

Key Benefits

  • Loans up to $5M
  • Terms up to 25 years
  • Lower down payments

Ideal For

  • Real estate purchases
  • Business acquisitions
  • Major expansions
Apply Now
SBA Loans (7a & 504) illustration

Commercial Real Estate Loans

Acquire, refinance, or improve owner-occupied or investment commercial properties.

Key Benefits

  • Up to 90% LTV available
  • Fixed and variable rates
  • Multiple property types

Ideal For

  • Owner-occupied buildings
  • Multi-family investment
  • Mixed-use developments
Apply Now
Commercial Real Estate Loans illustration

Bridge Loans / Hard Money

Fast, asset-based financing to close time-sensitive opportunities or transitions.

Key Benefits

  • Close in days, not months
  • Asset-focused underwriting
  • Short 6–24 month terms

Ideal For

  • Real estate investors
  • Acquisition timing
  • Refinance bridges
Apply Now
Bridge Loans / Hard Money illustration

Industry-Specific Financing

Specialized programs for restaurants, healthcare, auto, retail, franchise, and more.

Key Benefits

  • Industry-aware underwriting
  • Custom repayment structures
  • Lender networks per vertical

Ideal For

  • Single- and multi-unit operators
  • Franchisees
  • Specialty practices
Apply Now
Industry-Specific Financing illustration

Find the right fit for your sector on our industries page, walk through our 8-step funding process, or get straight answers in the funding FAQ.

Apply now · Free · No obligation

Not sure which program fits? Let’s map it out together.

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